Have you ever considered what might be the next trend to die? Which aspect of your daily social life will just fade away? Just as disco, AIM, planking (which seems to have slowed down in popularity), and Myspace.com have all but dissipated, now Facebook is likely doomed to face a similar fate. As the new age of internet-goers show a disinterest in Facebook-ing, it is becoming apparent that other trends and newer social media tools will take its place in the near future. What am I even talking about you say?
A recent report on Facebook popularity from Istrategylabs has yielded some interesting results. It is clear from the graph below that young people simply aren’t interested in Facebook staling anymore.
But what can we attribute to the decline in young Facebook users? Actually, a couple different events have occurred over the years that may lead us to an answer. In fact, as you scan over the chart to your left, you may realize what exactly has happened: Facebook has become completely accessible to everyone.
Originally, Facebook was meant to be a hub for college people to keep in touch, to find someone during or after college in hopes of changing their relationship status, to include yourself and others in events, to help keep up with best friends’ lives even after they left the safe confines of the dorm room. All this slowly morphed into much, much more: people now rely on Facebook for chatting, for daily inspiration, or for simply killing time. The age groups grew, the visitors and participants became younger/older, and everyone that knew how to use a computer slowly became a Facebook-er.
So what? Is everyone not entitled to freedom of speech and entertainment? That’s just it though. When you or someone you know joined Facebook they were probably still in college or had just finished college. Now they may be a parent of a child, and that child finds them (unfortunately) very uncool. They don’t get their parents’ lame humor and wish to be alone and unbothered when they are online. In comes the (still cool regardless what the child thinks) parent: ensuring their child is OK by befriending them on Facebook. They comment on life updates and statuses posted by their child, and restrict usage when their child gets out of line. And why not? That is what parents do. Their child is their responsibility and they will do anything to protect their child. As always though, children try to combat this by looking to other forms of entertainment, something the parents do not use, something that is only beginning to trend and takes time to adapt to. And so with younger generations Facebook is slowly becoming uncool because of its accessibility and ease of use.
If you notice, even the media is to blame for Facebook’s decrease in popularity. You would be hard pressed not to find a twitter link nowadays that you can send your opinion to during news broadcasts. Not to mention the recent IPO (initial public offering) of Twitter, which was a huge success and to date has already surpassed the Facebook stock by 4 points. This shows that there is currently more of a vested interest in Twitter and its rising popularity, even in the stock market. With results like that, investors are all but begging for SnapChat to become a new stock on the stock market, which, like Twitter, is experiencing a rise in popularity and future potential among younger media users.
Did I mention Facebook owns Instagram? At least if Facebook dies, Instagram can be the next wave of income for Mark Zuckerberg. It’s almost as if he is trying to let us know what to trend next…
What should you take from all this? Will the king of social media be knocked off his horse? Or is this just another example of too many things at once distracting us from giving our full attention to any single entertainment vessel? If you consider all that the internet allows access to, all the different forms of entertainment that is readily available today: Wondergressive (of course), Twitter, Pintrest, Vine, Snapchat, Tumblr, Stumbleupon, Reddit, etc.; Facebook simply gets lost in the long list of ways to occupy ourselves on the internet. So many, many, many distractions, and I will leave you with just one more! Below is a graph from investment banker Piper Jaffray depicting the popularity of social media sites among teens. Cheers!
We all spend too much money on something out there. After all, money in and of itself is useless unless we are spending it. That being said though, some of the everyday things people spend their money on are an absolute waste and a downright scam. In this post, I will go over the 20 biggest wastes of money that we continue to spend our hard earned cash on. I am not here to judge anyone in particular, just the human race as a whole that I am happily a part of. How many of these are you guilty of?
1) Cigarettes
Cigarettes are bad for you, like really bad, like proven to cause cancer and a multitude of other illnesses bad. Despite what you tell yourself, and unlike other substances such as cannabis, there are actually no real benefits to smoking cigarettes, especially when it comes to the money in your pocket. There are however hundreds of reasons to quit.
To begin, cigarettes do not just contain tobacco, they contain over 599 additives. These 599 additives turn into 4000 different chemicals through the chemical change of burning the tobacco. 69 of these chemicals are known to cause cancer. Some of the lovely chemicals that cigarette smokers deeply inhale include: carbon monoxide, nitrogen oxides, hydrogen cyanides and ammonia. The initial 599 additives have been approved as safe by the FDA, but they were approved without being burned. The FDA never once approved the 4000 chemicals created through the burning process that are known to be noxious poisons. You are spending your money on unapproved carcinogens.
Worldwide, tobacco use causes more than 5 million deaths per year, and current trends show that tobacco use will cause more than 8 million deaths annually by 2030. Cigarette smoking account[s] for an estimated 443,000 deaths, or nearly one of every five deaths, each year in the United States. More deaths are caused each year by tobacco use than by all deaths from human immunodeficiency virus (HIV), illegal drug use, alcohol use, motor vehicle injuries, suicides, and murders combined. Smoking causes an estimated 90% of all lung cancer deaths in men and 80% of all lung cancer deaths in women.
Translation: Cigarettes are a near guaranteed death sentence, a death sentence that consists of horrible pain and struggling until the very last moment. Oh, and if you don’t die from smoking cigarettes, you are still more likely to get sick. Because they lower the effectiveness of the immune system and other bodily functions, the CDC notes that compared to non-smokers, smokers are more likely to develop:
coronary heart disease by 2 to 4 times
strokes by 2 to 4 times
men developing lung cancer by 23 times
women developing lung cancer by 13 times
dying from chronic obstructive lung diseases (such as chronic bronchitis and emphysema) by 12 to 13 times
So if cigarettes are so harmful, why do people start smoking in the first place? The major reasons are:
Some of these reasons for starting are understandable and may seem like benefits from the get go. For example, stress relief doesn’t sound so bad. The problem is that once the incredibly strong sway of nicotine addiction sets in, which could be within days, cigarettes themselves become a stressor because smokers are antsy, anxious, and stressed without the tool they have become dependent on for solving their stress. Quite the downward spiral. The truth is that any physical benefit from smoking quickly subsides as the body builds a resistance to the nicotine found in tobacco. The positive benefits, such as appetite suppression and mood elevation, quickly fade in place of the same old you, that same old you that you originally tried to alter with a highly potent poison. Keep in mind that nicotine is incredibly potent, with resistance and dependency forming very quickly. To be precise, it is:
1000 X more potent than alcohol
10-100 X more potent than barbiturates
5-10 X more potent than cocaine or morphine
What about social benefits? Isn’t it great to be able to do something with your mouth and fingers to distract from the awkwardness of getting to know other people? The truth is that in this case you are only slightly curing a symptom of a problem with much deeper roots. If you require a biologically destructive tool to be able to comfortably talk to people, then you should put your focus on overcoming this societal fear rather than using an irrational crutch forever and ever.
It should be obvious that the rest of the list consists of very shallow and poor reasons for choosing to take up such a clearly destructive and incredibly hard-to-break habit. Not to mention, cigarettes are extremely expensive.
Super, super expensive in fact! In 2011 a pack of cigarettes cost between $4.74 (West Virgina) and $11.90 (New York), depending on the state. In 2012 the price range for cigarettes changed to $4.84 (West Virgina) to $12.50 (New York). If you live in New York and smoke a modest 1 pack of cigarettes a day, you’re spending $87.50 a week, which is $4,550 a year. Not surprisingly, a recent study found that cigarettes smokers in New York that made $30,000 a year or less spent a whopping 25% of their income on cigarettes. 25% of their income on something that has no real benefits past the first couple weeks, is incredibly difficult to stop doing, is proven to cause cancer, and shortens your life span by at least 10 years. Go figure.
You might be thinking, ‘Hey, I’m sure some people enjoy smoking until the day they die whether they develop cancer or not.’ The odds are against you friend. 69% of smokers in the United States admit to wanting to quit completely with 52% of smokers trying to quit in 2010. Feel like throwing your health and money away? Grab a pack of cigarettes.
If there was ever an absolute scam, this is it. Billions of people around the world have been brainwashed into believing that brand names equate to better quality and ‘cool factor’. While this may be the case in some instances, it is not the norm.
Whether it be sunglasses, watches, hats, handbags, pants, jackets, shoes, or any other material possession, much of the world is not happy unless they have an item made by their favorite designer. The problem is that designers charge insane amounts of money for products that often cost them about the same amount as it costs Walmart to make their products. The difference is that they claim their name and minimum amount of labor is worth the hundreds, sometimes thousands of dollars extra.
The brainwashing goes even further when people insist that they need to buy new clothes each season to keep up with the changing fashion. High end clothing companies and designers would have you believe that you are not cool unless you pay them exorbitant amounts of your hard earned money four times a year to keep up with the ‘in crowd.’ What an ingenious way to suck consumers dry.
This form of brainwashing comes largely in the form of advertising, celebrity worship, and companies/independent designers banking on your insecurities. According to David A. Aaker, the vice chairman of Prophet, a brand consulting firm:
The cost of creating those things has nothing to do with the price, it is all about who else is wearing them, who designed them and who is selling them.
It’s not about price, it’s about competing with everyone around you. And for what? To look the flashiest? Readers, I have news for you: You are an adult, and if you haven’t figured this out yet, it doesn’t matter what other people think of you. The only time it matters is in a job interview, because a job has the benefit of giving you the ability to support yourself. Your potential boss is not looking at your wardrobe, he is looking at a single outfit. But even in that instance, guess what? Unless you have the Walmart logo on your button down collared shirt, your boss will have NO IDEA how much you spent on your clothing. As long as you look presentable, that is what matters, and it does not take $500, $200, or even a $50 shirt to do that.
If you just can’t break the habit of buying designer goods and clothing, all hope is not lost. Head to a resale shop like Plato’s Closet and pick up some designer clothes at a fraction of the price. Sure, the clothes might be used, but after washing them no one will be able to tell the difference. Plato’s Closet has incredibly high standards for their clothing and even the slightest defect will be noticed and that piece of clothing removed from the store. You may be wearing used clothes, but at least you won’t have to work 20 hours of overtime next week to pay back the growing interest on your Macy’s credit card.
*Note: Another great idea is to buy clothes and other art from Etsy.com and support independant, and possibly even local artists/artisans. At least you’ll know that your particular item is one of a kind instead of wearing the same Abercrombie shirt as every other 20-something-debt-up-to-their-nose-fashion-freak.
Buying a new car is one of the best ways to cut your money into little pieces and throw it to the wind. The moment you drive your shiny new vehicle off the lot it depreciates in value by up to 40% of the price you just paid only seconds before. So, if you pay $25,000 for a new car, within seconds of the purchase it is worth only $15,000. Yikes! By the end of the third year your 4-wheeled baby is worth about 40% of its original price. If you’re planning on holding onto your car for longer than 3 years its only going to get worse. The older a car is, the slower it depreciates in value.
Don’t forget that it’s impossible to know whether you will get into an accident or not, potentially totaling your car. Remember, you might be the best driver in the world, but what about everyone else?
5) Bottled Water
Bottled water is next on the list. Not only is bottled water a completely unnecessary expenditure in all but the most extreme cases, it is also extremely detrimental to the environment and your wallet.
Every bottle you buy and toss away has on average a 28% chance of actually being properly recycled. Keep in mind that due to improper recycling practices and the rise of plastic use around the world, parts of the Pacific Ocean contain more particles of plastic than plankton. Sea life consumes this plastic, is caught by fishing companies, and goes right back on your plate. You are eating the water bottles you throw away, that is not an exaggeration.
On average, each person in the U.S. consumes 167 plastic bottles of water each year. You can use this bottled water cost calculator to figure out your own wasteful spending, but let’s just assume you are average. If you buy 167 bottles of water per year at a low price of 1.50 per bottle (some bottles of water like Fiji brand could cost up to $5.00 per bottle in the stores) you are looking at $250 dollars per year. Compare that to buying a water filter and a reusable water bottle and the purchase already pays for itself even before the end of a year. Remember that the water filter and water bottle are almost endlessly reusable.
*Note: The one instance where it is extremely tempting to buy bottled water is while traveling where it is unsafe to drink the water. The same suggestion applies: buy a couple reusable BPA-free water bottles and just fill them on the go at your hotel/hostel. You can even get a lightweight, compact UV water purifier to bring with you and ensure your water is completely safe to drink. If you live or are traveling in North America, a great solution to bottled water is to take advantage of purified water vending machines, an idea that many bottled water companies are implementing. These vending machines can often be found outside of supermarkets.
6) Weddings
Weddings: one of the prime sources of gossip on Facebook, and one of the ultimate stressors for couples and relatives alike. Weddings are romanticized and embedded deep into the psyche of little girls from the time they are toddlers. Since time immemorial, humans have simply accepted that the culmination of success and happiness in a relationship must lead to a budget crippling, single-day expenditure called a wedding. Of course, most weddings just end in the creation of bridezillas and couples taking out a few additional loans to base the foundation of their future lives on. No wonder so many marriages end due to arguments over finances.
The majority of couples end up paying far more for their wedding than they had originally budgeted for. After adding up so many variables (the wedding dress, makeup and hair, DJ, decorations, food, wedding favors, invitations, photography… the list is seemingly endless) the final price of a wedding usually ends up being about the price of the downpayment on a new couple’s house. I suppose that’s easy to understand when the average price of a DJ is $748, and the average price of a photagrapher is $1,777. Even saying thank you costs big bucks, with the average price of thank you cards totaling $94.
In 2012, couples and their families in the U.S. spent an average of $28,427 on wedding ceremonies alone. This is an absolute waste of money, especially for something that lasts less than a full 24 hours. According to the Bureau of Business & Economic Research, the median personal income in the United States in 2012 was $42,693. That means that on average, couples are spending 66% of the average person’s income on a single day to celebrate, well, themselves. Spending the cost of a house downpayment on a single day to remind everyone of your love: that might be the very definition of both insanity and vanity.
You’re not a princess, princess. You’re a smart cookie. Trust me, that’s so much better.
If you are spending anywhere near the United States average on a single day, this is a great chance to improve your creativity. There are a remarkable amount of DIY wedding ideas that you can implement to ensure that your wedding is a low cost, creative, unforgettable experience. There are also many ways to have the traditional wedding you’ve been fantisizing about on the cheap by cutting out some of the unnecessary expenses. One of my favorite solutions is cutting out all the ridiculous party favors. According to Gail Johnson, a Decatur, Ga.-based wedding and event consultant:
bahmankadeh.blogspot.com
I can’t tell you [how] many times guests leave these items on the tables or take them home and toss them. Entertaining your guests with a great meal and entertainment is plenty, so there is no need to spend money on wedding favors.
Weddings are not a fairytale, they are part of a multi-billion dollar industry that wants as much of your money as possible. What’s so romantic about that?
*Note: Even the prospect of marriage isn’t entirely necessary nowadays. Although there are a great deal of federal benefits afforded to married couples, domestic partnerships and civil unions are a great option as well. Check out your state policies to see if a civil union or domestic partnership is a better alternative for you and your significant other. Remember, marriage does not equate to true love.
7) Paper Towels
One ton of paper towels is equal to 17 trees and 20,000 gallons of water. 3,000 tons of paper towels are produced in the U.S. each and everyday. That means that each day approximatley 51,000 trees and 60,000,000 gallons of water are used so that Americans can dry their hands.
The solution is simple. Instead of shelling out clams for disposable paper towels each time you go the supermarket, make a one time purchase and buy reusable dish towels instead. It costs $13 for a 12 pack of reusable cotton dish towels. Throw them in the wash when they get dirty, dry them, and repeat. I know Bounty brand is tempting, but it destroys the bounty of our environment!
8) Diamonds/Jewelry
Many people purchase diamonds and jewelry as gifts that symbolize true love. This was not always such a widespread practice though. Giving a diamond ring as an engagement gift is only about a century old. Furthermore, the only reason people do it, as usual, is because a very clever business convinced all of us that it is not only a great idea, but a crucial one. Oh well, at least diamonds and other precious jewelry are a great investment right? Wrong. This myth has been dispelled time and time again.
The value of jewelry rises at about the same rate of inflation, but good luck selling your jewelry at even half that price. The biggest issue with trying to sell jewelry is that high-end jewelry stores generally do not buy back precious stones and metals. The amount they would offer sellers would be embarassingly low as they would have to offer them the wholesale price, not the insanely high mark-up price that we all pay.
Diamonds and jewelry are a horrible waste of money and the very opposite of a smart investment. You’re better off recalibrating your societally learned bourgeoisie tastes and heading to Etsy.com for truly unique, creative, and beautiful jewelry. Besides, is it really worth putting so many eggs into one basket. Owning a $5,000 dollar diamond ring means that if your ring is lost or stolen, so are all those greenbacks the ring is worth.
Keep in mind that an unknown amount of diamonds on the market are blood diamonds, and it is very hard to be sure of the source of your precious stones. When you flash your bling-bling, there’s a good chance you are announcing to the world that you happily support slavery, suffering, and mass death. Support Etsy instead.
9) Fast Food
Fast food: quick, convenient, cheap, and a total waste of money. In 1970, Americans spent $6 billion on fast food. In the year 2000 that number rose to $110 billion and continues to rise year after year. To give you a better perspective of these numbers, every day 25% of the adult U.S. population shoves fast food down their gullets.
Fast food might seem like a bargain, but the truth is that you are scamming your body and your wallet with every bite you take. Sure, you can get a meal that will fill you up for 3 dollars by ordering off the dollar menu, but is it worth it? Is a dollar worth the nutritional value and health detriment of a Wendy’s Jr. Bacon Cheeseburger? The simple answer is no. Let’s take a look at the not so simple answer.
The Food and Drug Administration does not require flavor companies to disclose the ingredients of their additives, so long as all the chemicals are considered by the agency to be GRAS (Generally Regarded As Safe). This lack of public disclosure enables the companies to maintain the secrecy of their formulas. It also hides the fact that flavor compounds sometimes contain more ingredients than the foods being given their taste. The ubiquitous phrase “artificial strawberry flavor” gives little hint of the chemical wizardry and manufacturing skill that can make a highly processed food taste like a strawberry.
A typical artificial strawberry flavor, like the kind found in a Burger King strawberry milk shake, contains the following ingredients: amyl acetate, amyl butyrate, amyl valerate, anethol, anisyl formate, benzyl acetate, benzyl isobutyrate, butyric acid, cinnamyl isobutyrate, cinnamyl valerate, cognac essential oil, diacetyl, dipropyl ketone, ethyl acetate, ethyl amylketone, ethyl butyrate, ethyl cinnamate, ethyl heptanoate, ethyl heptylate, ethyl lactate, ethyl methylphenylglycidate, ethyl nitrate, ethyl propionate, ethyl valerate, heliotropin, hydroxyphenyl-2-butanone (10 percent solution in alcohol), α-ionone, isobutyl anthranilate, isobutyl butyrate, lemon essential oil, maltol, 4-methylacetophenone, methyl anthranilate, methyl benzoate, methyl cinnamate, methyl heptine carbonate, methyl naphthyl ketone, methyl salicylate, mint essential oil, neroli essential oil, nerolin, neryl isobutyrate, orris butter, phenethyl alcohol, rose, rum ether, γ-undecalactone, vanillin, and solvent.
You’d be hard pressed to find a doctor who would suggest that even a small amount of fast food is okay to eat. In fact, many doctors in the UK are demanding a ban on fast food chains near schools due to how serious of an epidemic fast food, and consequently obesity, is. That is why fast food is an utter waste of money. Sure, you won’t starve if you eat it, but you are far more likely to become obese and have very serious health problems down the road if you eat fast food on a regular basis.
Take a look at the nutrition facts for your favorite fast food chain. A Big Mac alone contains 540 calories, 29 grams of fat, and 1040 mg of sodium. Add the obligatary order of large french fries and you just tacked on an extra 500 calories, 25 grams of fat, and 350 grams of sodium. Based on a 2000 calorie diet, that single meal consisting of a burger and fries accounts for 50% of your alloted daily calories, 83% of your alotted daily fat intake (consisting of a great deal of saturated fats and some trans fats thrown in for good measure), %58 of your daily sodium intake, and 36% of your daily carbs at 108 grams. Not a pretty picture, is it? Let’s paint a complete picture just for fun and eat 3 meals at McDonalds, shall we?
Full Day Total: (Daily values based on a 2000 calorie diet)
Calories (3080) 154%DV
Fat (139 g) 214%DV
Carbohydrates (377 g) 126%DV
Cholesterol (465 mg) 155%DV
Sodium (4114 mg) 171%DV
Combine these atrocious numbers with all the artificial additives and preservatives in fast food and its easy to understand why it is so unfathomably unhealthy and not worth a single penny!
What is the point of eating food that only serves to harm you? Doesn’t it make more sense to spend a little extra cash for the sake of actually eating a nutritional meal, maintaining health, and steering clear of medical bills? Paying more for healthy food actually gives you bang for your buck, as opposed to fast food which only serves as a health detriment in the long run.
Besides, eating healthy doesn’t have to be more expensive! In fact, with some careful planning, eating healthy and cooking your own meals at home could be even cheaper than your weekly fast food budget. For example:
Don’t have time to cook? Might as well start making time for more hospital visits. I can’t put this any nicer: find time! It is your life and well being we are talking about here! You could be spending $200 to $400 a month on healthy food, or a ‘fair price‘ of $63,648 on heart surgery. $63,648 is equal to 13 to 27 years of paying for healthy food. It’s your choice.
If you don’t think eating healthy foods will fill you up enough, remember that getting filled up is entirely dependant on food density, rather than calorie content. While 4 pounds of fruits and veggies will provide about 400 calories, 4 pounds of pop tarts will provide nearly 10,000. If you think 4 pounds of veggies won’t fill you up, give it a try. You won’t even make it a fourth of the way through.
People that struggle with body fat management tend to fill up on energy dense, processed foods. This means stored energy for later.
Translation: Fatness.
If we eat 4 pounds of energy-controlled, whole, real food – we get lots of nutrition with a calorie count that our body can handle.
Check out the differences outlined below:
Most people in the U.S. are consuming (on average) the following amounts of food each day:
2.0 pounds of meat, dairy and eggs
1.5 pounds fruits and veggies
0.5 pound grains
0.5 pounds added sugars, fats and oils
= 4.5 pounds
= about 3,700 calories per day
What if we switched this around?
2.5 pounds of fruits and veggies
1.0 pounds of grains and legumes
0.3 pounds nuts/seeds
0.3 pounds meat, dairy and eggs
0.1 pounds added sugars, fats and oils
= 4.2 pounds
= about 2,075 calories per day
You can eat healthy without paying anymore than you would for fast food and still be left completely satisfied. The dollar menu is an illusion; nutritionally the food is worth far less than a dollar.
If you happen to work 120 hours a week for $1 an hour, then there are still options for you. If for whatever reason you must resort to eating fast food, there are ways to make healthier choices when perusing the fast food menu, as well as ways to make normally unhealthy fast food healthier. Some of my favorite suggestions are to drink water instead of a soft drink, undress your meal by removing unnecessary sauces, and to research all ingredients. Don’t waste your money on non-nutritional garbage. Think of healthy food as an investment in yourself.
“Supersize Me”
10) University
While some countries enjoy free university and college, here in the U.S. we are stuck paying prices that a Middle Eastern oil mogul would be awed by. From 2008 to 2010 the average tuition cost for American universities rose by 15%. For some schools, it was even as high as 40%. On average, in the 2010 to 2011 school year, the average cost of one year of tuition, room, and board for all insitutions across the U.S. was $18,497. To split that total up, the average 4-year private institution cost $32,617 per year while the average 4-year public institution cost $15,918 per year. That is a whole lot of dead presidents. Some for-profit universites, which are not included in those averages, could cost even more.
A university education is not a waste of money for everyone out there, but for a huge percentage of the population it absolutley is. Think long and hard before setting foot on campus: there is no return policy. If you are paying $20,000 a year to get a bachelors degree, by the end of 4 years you are looking at spending the price of a brand new condominum, or 2 brand new condos, depending on where in the U.S. you lay your head at night. And that’s IF it takes you 4 years to complete your degree. The average time it takes to complete a bachelors degree is 54 months, or 4.5 years. So, if you are on the upper end of that average, and going to an above average university, you could be spending closer to $200,000. You could completley pay for 2 houses for that price; live in one and rent the other one out. We are talking about a very serious amount of money just to listen to people considered experts in their field give lectures. From my experience it is mandatory to buy the new version of their book each year too.
Young college graduates with full-time jobs earned an average hourly wage of $16.60 last year, roughly $34,500 a year. That is down 7.6 percent from 2007. Benefits are also a problem. Between 2000 and 2011, the share of young graduates whose jobs provide for retirement plans dropped to 27.2 percent from 41.5 percent. The trend is troubling given that most students are graduating from college with huge debts.
Let me reiterate: having a degree does not guarantee success, or even make success any more likely. The most important thing when thinking about university is to consider who you are as an individual, and to remember that there are so many other options. An article from Learnfinancialplanning.com shares a very poignant story.
A friend of mine recently told me the story from when she worked at McDonald’s back when she was still in high school. Someone came along and applied for a job. Under “educational experience”, the individual listed a 6 year degree in Calligraphy.
They hung the application on the wall and had quite a few chuckles.
They laughed because the degree was absurd and stereotypical. There are precious few things one can do with a degree in Calligraphy. Spending $50,000 was probably a bad choice. The individual could have simply learned the trade without the degree, and saved thousands.
Don’t go to a degree it isn’t necessary. If it is necessary, and you can make your money back with a typical job in the field you’ll be getting your education in, then go for the degree. Just rationally analyze your situation, your goals and the necessity of the degree, and you’ll be fine.
Education comes in many forms, don’t let society convince you that university is the only way. So, what are your alternatives to university? How about traveling the world? Backpacking through different countries is a great way to widen your perspectives and find out what you truly want to achieve in life. It is also one of the best ways to meet other people and create a solid network. The age old saying ‘it’s not about what you know, but who you know’ still applies. Volunteering or interning is also a great way to get experience in a field without having to pay tens of thousands of dollars to find out that it doesn’t really appeal to you. You could also apply for vocational training, or even start a business. Ever heard of Mark Zuckerberg? He didn’t need a degree to make Facebook.
While not everyone who starts a business will succeed, the lessons you will learn will be an invaluable tool you can take with you for the rest of your life. PayPal cofounder Peter Thiel is even paying university students $100,000 to drop out of school and attempt to start a business. According to Thiel,
Learning is good. Credentialing and debt is very bad. College gives people learning and also takes away future opportunities by loading the next generation down with debt.
In a similair vein, Cameron Herold, an entrepreneur since he was a child, points out the importance of recognizing and fostering entrepreneurial talent in kids. He gives an extraordinary TED talk on how exactly to raise kids to better their chances of becoming succesful entrepreneurs, if not more successful people in general when they grow up.
Sure, you may be nervous to go against the mold of society, but just remember that there’s no rush. Take some time to think about what you want out of life. Society insists that we go to university, graduate, and start a career as quickly as possible; don’t listen to everything you hear! Your life is yours to live. If going to university/college turns out to be a mistake, it will be a costly one that will haunt you in the form of loans and insane interest rates (6% or more!) for decades to come. You don’t have to waste your money on university if it isn’t right for you, and you can still be a fully capable, and even highly successful member of society.
Sandy Adams, U.S. congressperson. Dropped out of high school at the age of 17 to join the Air Force. Later got her GED and attended the police academy before being hired as a deputy sheriff.
Ben Affleck, actor, screenwriter. Left the University of Vermont after one semester; then dropped out of Occidental College to pursue acting.
Chuck Allen, banker, co-founder of the National Scholastic Surfing Association, and founder of the U.S. Amateur Snowboard Association. At the age of 19, he moved from Oklahoma to California and began working odd jobs until he was established enough to move on to a banking career.
Woody Allen, screenwriter, actor, director, and producer. Was thrown out of New York University after one semester for poor grades. Also dropped out of City College of New York. As he admitted, “I was thrown out of college for cheating on the metaphysics final. I looked within the soul of the boy sitting next to me.”
Hans Christian Andersen, short story author, fairy tales. Left home at the age of 14 to find work. Later attended Copenhagen Univesity.
Peter Arnell, advertising executive. Never attended college. Talked his way into the advertising business after graduating from high school.
Julian Assange, Wikileaks founder, software programmer. Studied mathematics at the University of Melbourne but dropped out because other students were doing research for the Pentagon’s Defense Advanced Research Projects Agency.
Dan Aykroyd, actor, comedian. Dropped out of Carleton University in Ottawa, Canada.
Keep in mind that this list consists only of famous drop outs with last names that start with the letter ‘A.’
When you donate to charity it gives you a nice, warm feeling inside. You get to help the world, at least a little bit, from the comfort of your own home. In 2011, individuals, corporations, and foundations in the U.S. collectively donated $298.42 billion to charitable organizations. The sad truth is that a surprisingly large percentage of many charities’ donations do not go to helping anything or anyone at all, but instead cover the costs of overheads.
michellegallardogsoc151.blogspot.com
Even well known organizations such as Feed the Children have been found to be utterly inefficient. While the founder and former president of the organization Larry Jones purchased a $1.2 million dollar house to better “reach out to celebrities,” Feed the Children was caught lying about donating food to the needy in Haiti. They hadn’t fed a single person!
A few weeks ago I was was traveling through Sumatra, trekking through the jungle with a guide. The guide explained to me that people from North America and Europe think that the money they donate to NGO’s such as the World Wild Fund for Nature is being used to make a difference. He expressed a very different reality, telling me that:
They do nothing to help the wildlife here, and often do more harm than good. They helped pay for feeding platforms for the dying organgutans, but this only makes the orangutans dependant on humans for food. It also spreads disease to the orangutans. Because they have nearly 97% identical DNA with humans, they can catch our sicknesses and have no way to cure themselves. WWF is useless.
Even handing out money to homeless people you pass on the street is often totally unhelpful because tiny amounts of money that they do not and cannot save only serves to perpetuate their poverty. What they need is direction, not beer money.
I am not going to claim that every single charity is a waste of money though! You can use the sites Charity Watch, and Charity Navigator to check the efficiency of charities and find out if the money you donate is actually being used to help the needy.
Another option is to look into is microcrediting. Microcrediting is:
a small loan that individuals invest towards small businesses or entrepreneurs in developing countries. It can also help to improve the lives of many women who, unlike men, have less of a chance to find stable employment.
This provides the direction that the needy require, hopefully allowing them to escape from poverty for good.
The average woman spends $15,000 on makeup in her lifetime, money that contributes to an industry worth more than $382 billion. Lost makeup alone costs women $400 a year on average. All of this money to alter your physical self in order to be more comfortable around people that will judge you regardless of the mask you wear. Daily makeup use is also very unhealthy due to the chemicals that are absorbed into the skin, and subsequently the bloodstream. Anything that has a 78% mark-up, is unhealthy for you, and only serves to hide who you really are is an absolute waste of money.
If makeup gives you a greater sense of confidence and security, then I can certianly understand your argument. But ladies, moderations is key. Your health and wallet will thank you dearly!
Whether it is for birthdays, anniversaries, religious holidays or just to say thank you, giving greeting cards is a staple tradition of society. It is subsequently a mindless waste of money. As Pretired Nick excellently describes:
At the local stores, the customer plays his or her role, flipping through the cards as quickly as possible until one is found that will “work” — not perfect, just “good enough.” The card is mindlessly purchased, a name is unemotionally signed and the card sits until it’s time to hand it over to the receiver. That moment is funny, too, with the giver anxiously waiting while the receiver opens the card, fakes a chuckle at the joke and says a heartfelt “thank you.” If it’s a group setting, the card is then passed around so everyone can enjoy the hilarious joke. And, then, of course, after the journey from forest to factory to store to lucky recipient, the card is usually recycled [or thrown away].
The greeting card has become an object we now take for granted. We may as well pretend to open a card, say “blah, blah, blah” out loud, and then mock throw the card away; it will yield the same results only with less waste. Giving a greeting card is equivalent to giving a person a clump of dirt and saying “look, I picked this clump of dirt for you rather than any of the other clumps, how great is that!?”
They are a drain on the environment, a social stressor, and most of all, a sink-hole in your wallet. Americans spend between $7 billion to $8 billion each year on over 6.5 billion greeting cards.Birthdays are by far the most popular card sending occasion. And listen up ladies; you are responsible for a whopping 80% of all greeting card sales!
The average price of a greeting card falls between $2 -$4. If you buy greeting cards for a modest 10 people, on 4 different days out of the year, you are spending $80 to $160 per year on something that is glanced at, thrown away, and never thought of again. If you are buying cards for more than 10 people, well… you may as well just burn your money and leave out the middle man.
I know, I know, you still don’t want to break the societal mold and just stop giving greeting cards, so what can you do? Luckily for you, technology!
You can always send your friends and family an e-card and save the environment, money, and your time. The best part about sending an e-card is that they are usually free. Even Hallmark, the almighty Baron of Greeting Cards, offers unlimited e-cards for only $1 per month! E-cards will also reach the recipient instantaneously. Goodbye snail-mail, hello 21st century!
Another major reason for not buying greeting cards is that picking a piece of paper from amongst other pieces of paper requires zero creativity. The same applies to ready made e-cards. If you truly want to show someone that you care about them, make your own greeting card or e-card. There is endless amounts of greeting card software available for those that are not creatively inclined.
For those with even a minute semblance of creativity, get a piece of paper, put a writing instrument in your hand, and make your own. Simple, yet surprisingly not so obvious.
14) Wrapping Paper
Wrapping paper may be the single most belligerent thing humans have ever conjured up. It’s single, solitary function is to be ripped apart and thrown away. That’s right, not recycled, but thrown away, because the dyes and chemicals in wrapping paper make it non-recyclable.
4 million tons of gift wrap and shopping bags: The trash generated from gift wrapping paper and shopping bags for special occasions in the US totals 4 million tons.
Enough ribbon to wrap the earth: 38,000 miles of ribbon is discarded every year, which is enough to tie a bow around the entire earth.
The environment is just one consideration. Think about how much time you spend wrapping each and every gift. I’ve seen people set aside entire nights devoted solely to wrapping with paper that will be immediately disregarded in lieu of what is inside of it. Waste of time, waste of resources, burden to the environment, and an utter waste of money.
Let’s assume a naked gift is simply going to far. You’re modest and have a sense of dignity, and you want your gifts to reflect your top notch moral values. I understand. Here are some cheap, eco-friendly alternatives to wrapping paper:
More often than not, wrapping paper is dyed and laminated. It can also contain non-paper additives, such as gold and silver coloring, glitter and plastics. Additionally, it can be very thin and contains few good quality fibers for recycling. To make matters worse, it usually has tape on it from gift wrapping. Recognizing that those pretty words at the beginning of this paragraph probably distracted a few pro-wrapping paper fiends out there, if you do receive a gift covered in it, make sure to reuse it and not just throw it in the garbage.
The way I see it, giving unwrapped gifts can be a great gauge of a person’s personality. If they seem irritated, angry, or disappointed that you didn’t wrap their gift, then they missed the whole point of your giving them a gift in the first place. They are short-sighted and ungrateful. Pat them on the back, leave them alone for the time being, and send them over to this article for some perception restructuring. We’ll have them back to you good as new in no time.
Many of us took Flintstone vitamins as kids, take vitamin supplements as adults, and will continue taking vitamins well into the winter of our lives. You probably already know this, but I’ll remind you anyway: food, that natural stuff that grows out of the Earth and comes in various shapes and colors, contains the same vitamins and nutrients found in all the pills you’re popping!
Just because vitamin supplements contain nutritious elements doesn’t mean they’re your best option for attaining nutrients. In fact, the only reason ANYONE takes vitamins is due to a single Nobel prize winner named Linus Pauling, who despite decades of clear scientific data showing the opposite, claimed that taking multivitamins would eradicate the common cold, cure cancer, and amongst other miracles, extend life expectancy to 150 years. In case you weren’t sure, Linus was dead wrong.
Although just about the entire global scientific community agrees that multivitamins/ nutrient supplements do more harm than good in the long run, over half of the American population still takes their daily multivitamins. This is largely due to age old hype and unfounded propaganda convincing people that money spent on vitamins equates to years of elongated, healthy life.
The concept of multivitamins was sold to Americans by an eager nutraceutical industry to generate profits. There was never any scientific data supporting their usage.
Studies repeatedly make it clear that this multi billion dollar market is pure quackery, and yet:
On October 25 [2011], a headline in the Wall Street Journal asked, “Is This the End of Popping Vitamins?” Studies haven’t hurt sales. In 2010, the vitamin industry grossed $28 billion, up 4.4 percent from the year before. “The thing to do with [these reports] is just ride them out,” said Joseph Fortunato, chief executive of General Nutrition Centers. “We see no impact on our business.”
If you do have certain allergies or restrictive diets, your choices may be slim, but there are SO many options out there. Be creative and do your research. You don’t need pills to be healthy, quite the opposite!
16) Cleaning Products
How many households including your own do you know of that have a cabinet filled with cleaning products? I’m willing to bet there’s bottles you didn’t even know you had sitting under your sink, filled with chemical names you can’t pronounce or even begin to know the danger of. The truth is that all of those bottles of biological/environmental poison can be replaced by a few simple, safe substances/solutions that you can make yourself in moments for a fraction of the cost.
Websites abound with various options for creating your own cheap household cleaning products. These cleaning products often involve white vinegar, lemon zest, certain essential oils, and the legendary baking soda! I consider it legendary because baking soda can save you money by being used in literally hundreds of different ways, from deodorizing smells, to cleaning produce, to putting out fires!
A mixture of baking soda and white vinegar mixed with a solution of water can take care of just about any area in the home that needs some cleaning and disinfecting. If you’re looking to kill mold, instead of bleach, use clove oil, which in my experience works just as well.Need to cut grease? Use lemon juice, it’s that simple!
In no time, by making a few simple changes, you can clean your home non-toxically and on the cheap. Not to mention, think of all the cabinet space your cans of Febreeze and Oxy had been hoarding that is now ripe for the filling! For 1000’s of cheap, alternative cleaning ideas, check out the following links:
We love our gadgets! How could we not? With a single device that fits into our pocket we can put our lives on autopilot and have even more time for shopping, Jersey Shore re-runs, and fast food.
But, and I know I should walk on eggshells when I ask this, do we really need all our fancy gadgetry? Of course not, but it makes life so much better. So, let’s rephrase the question: Do we really need a new gadget so often? Do we really need to upgrade our phone every 6 – 12 months, get a new computer every 1-4 years, buy the latest, greatest, mind-bending fast machine the moment it is released?
We all know that technology changes rapidly; there is always something new. Weeks after buying state of the art technology it is rendered obsolete by the next best thing. It is simply impossible to keep up with every single generation of new gadgetry. And yet, in the face of impossibility, we humans persevere, and practically kill ourselves trying to keep up with society’s view of the Western dream:
A television in every room, a computer, a laptop, a tablet, a smartphone, printer, faster internet, a bigger television, a better computer, an external harddrive, faster laptop, new headphones, more advanced smartphone, faster internet, new camera, 3-D television, quad core computer…. you get the idea.
Isn’t it incredible that the moment we hear rumours about the iPhone 5S, suddenly, our iPhone 5 seems like a drab toy barely capable of entertaining a Neanderthal? The tech industry, specifically the at-home-electronics industry, is a Yoda-level swindler when it comes to convincing you that what you need is the next greatest technological development NOW. The industry, like all big industries, is a master of constantly reigniting your desires for something new, and convincing you that what you have simply isn’t good enough.
Every 3 – 12 months Apple releases a new model of the iPhone, and its out with the old, in with the new. Their sales continue to rise, and the population continues to fork over their hard earned cash for something they pretty much already have. And that’s just the iPhone! Countless other gadgets, electronics, and gizmos attain the status of ‘necessary to our lives’ on a daily basis. How is it possible that a device that can do everything, including have a conversation with you, can bore us in less than a year? Our grandparents used to get a kick out of playing wall ball for half a day. Wall ball, a game so simple that you can describe the entire premise of the game with two syllables: wall, and ball. Try to do the same with Final Fantasy. And yet, More than 20 Final Fantasy games later, we need more, more, MORE!
The hard truth is that in contemporary society, enough is simply never enough. Take a look at the graph below. It is evidence of the aforementioned truth.
— In 1900, <10% of families owned a stove, or had access to electricity or phones
— In 1915, <10% of families owned a car
— In 1930, <10% of families owned a refrigerator or clothes washer
— In 1945, <10% of families owned a clothes dryer or air-conditioning
— In 1960, <10% of families owned a dishwasher or color TV
— In 1975, <10% of families owned a microwave
— In 1990, <10% of families had a cell phone or access to the Internet
Today, at least 90% of the [U.S.] has a stove, electricity, car, fridge, clothes washer, air-conditioning, color TV, microwave, and cell phone. They make our lives better. They might even make us happier. But they are not enough.
Compared to a single generation ago, everyone has everything, and yet, the majority of everyone is in debt and/or living paycheck to paycheck. So, is the only solution to become the fool on the hill and live gadget free? Not a chance. The answer is far less extreme.
Decrease your frequency of gadgetry/electronics purchases. That’s it. As long as you can still browse the internet, take pictures and video, call friends and family, play endless amounts of games, take notes, have conversations with AI, and pinpoint your exact latitude and longitude in the blink of an eye, you DON’T need a new gadget that performs the exact same functions with the sole added bonus of a fingerprint scanner for an additional $500 or more. Gadgets themselves are not a waste of money, far from it. It’s a waste of money to buy a brand new, redundant gadget so often. Let’s have a look at some solutions to your expensive gadget habbit:
Is that a thing? Oh my god I need that right now! new-gadgetstech.blogspot.com
Be honest with yourself. Buy a single gadget that meets your needs. Don’t buy a new one until you TRULY need it. If you have a built in camera in your phone, do you really need a state of the art $2800 camera? Unless you are a professional photographer, the answer is no.
Look for sales. For many people, a sales price means that because the item is so cheap they have money left over to play “what’s the quickest way to empty my wallet?” This defeats the purpose of buying items on sale. Take advantage of sales prices, but don’t spend the money you save on something else you don’t need. Be patient. Some of the best sales can pop up at any time. Use sites like slickdeals.net to ensure that you are getting the best bargain price possible.
Upgrade instead of buying new. The next time your computer starts processing information in slow motion, consider upgrading its component parts rather than buying a whole new one. If you have 8gb of RAM, and your computer has a 16GB RAM capacity, just buy more RAM. Upgrades will not always be the better value, but they often are. Make sure to do a price comparison.
Wait for the price to come down. Within as little as a few months after a product’s release the price will inevitably decrease. The truth is that technology companies have already developed the technology years before it is released, meaning that nothing is really state of the art. Everything you see on the market is technologically inferior to what actually exists. Simply put, you will never truly have ‘the best.’ So, is it really a big deal to just deal with your perfectly capable piece of tech for a few more months, or even years, in order to eventually buy a product at a fraction of its original price?
Watch out for gadget overlap. If you have a laptop that can do practically everything you don’t need a tablet for the sole fact that it has a touch screen. People have survived without touch screens since, well, forever, and you will too. If you have a $20 pair of headphones that work, unless you are Mark Zuckerberg and have a couple billion dollars to throw away, you do not need a $1200 pair of headphones. No, you don’t.
Be rational and reasonable. If you’re a man and you find a computer that is 10% of its normal price but only sold in pink, just be the guy that has a pink computer! You just saved 90% and are now able to eat food without charging your nutritional intake to a credit card.
You’ve already stared at Kitler’s moustache 14 times this week!
Be satisfied with the incredible god-like gadgets you already own. Compared to a single generation ago, the capabilities of even our most basic gadgets make people living in the 21st century seem like Gods to the rest of former humanity. Keep this in mind the next time you find yourself perusing Amazon for something better. Buying new gadgets, like any type of shopping, is a drug and a status symbol, and you are wasting your cash trying to keep up with the Joneses for the sake of a slightly better screen resolution and larger harddrive space to look at even more high quality pictures of cats with Hitler moustaches.
Eat up, this meal is going to cost you! angellebatten.com
There’s nothing like a nice dinner out with a glass of wine to demolish your bank account. Society romanticises the notion of eating and drinking out, making us believe that going out for a meal or a drink should be the norm. Check your perceptions and you’ll come to see that there is nothing romantic about paying outlandishly high prices for something you can obtain at the market for a fraction of the price right down the street from the restaurant.
Sure, going out to wine and dine affords us a pleasant, stress free night, but in the same vein as gadgets, the problem comes in when we start wining and dining too often.
While America as a whole doesn’t spend the most on food and alcohol compared to other nations, food and alcohol still does some serious damage to our collective paycheck. The worst part is that more often than not, we choose to pay for outlandishly overpriced food and drinks at restaurants and bars.
In the last 30 years, from 1982 to 2011, alcohol at stores has decreased in price by 39%, while alcohol from bars and restaurants has increased by a whopping 79%.
Despite these statistics, over the same 30 year period, Americans have increased the amount of alcohol they buy from restaurants and bars by 14%, and have decreased the amount they buy from stores by 16%.
This means that as Americans, we have consciously chosen to spend drastically more money on booze than we have to. Why would we choose to spend nearly double the amount for a product, despite having the clear option of a cheaper deal on the same product right down the street. Must be the booze.
What about restaurants? Are we more rational with our restaurant spending? Surely there’s some financial rationality left in the human race.
The good news is that in 2012, a survey from Gallup reported that 77% of Americans were eating at home the day before the survey, which is a fantastic number compared to the 10% who reported they had eaten at a restaurant. The bad news is that when it comes to money, percentages can’t hide the fact that we are throwing it all away on eating out.
How much a person dines out is dependant on numerous factors, including gender, age, income, and region. Writers at Mother Jones used information acquired by Bundle.com, a company that analyzes credit card data from Citigroup, to create a food spending chart of major cities around the United States. They found drastically different spending behaviors across the country. For example, the average person in Austin, Texas spends $420 a month on dining out, whereas the average person living in Detroit, Michigan only spends $69 dollars each month on dining out. People living in Austin spend nearly 6 times as much on dining out compared to people in Detroit. According to Mother Jones:
Austin, Texas, spends almost twice the national average for dining out; five Detroit households could eat for a year on an average Austinite’s food budget.
How is it that we are spending so much on food? Don’t these amounts seem drastic? A large part of the reason, as we all know, is that restaurants overcharge us. The only reason restaurants exist in the first place, like any business, is to fill a niche and ultimately make a profit. The only way to make a profit is to charge you more than they paid for the food and drinks. Much, much more, especially since they buy everything in bulk.
Barring very special occasions, your best option is to just not eat out all. Even in instances where your family or friends invite you out, invite them to your place and let them know why you would rather make a meal at home. What are some reasons it is better to make food at home?
It’s cheaper. This is probably obvious to you, but what might not be so obvious is just how much you can save by not eating or drinking out. For example, Crystal Brothers from Servingjoyfully.com saved her family over $50 per week, or $2600 each year by simply not eating out. Think of all the iPhones you could buy with those savings! Also, if you have some self control, make sure to buy your alcohol in bulk. For example, buy cases of wine instead of a single bottle at a time. You could save 40% or more using this method.
It’s more fun.Cooking is an art form that combines all 5 of your senses. The texture of the foods involved, the smell and taste, the colors and presentation, as well as the sounds of preparation all play pivotal roles in the experience of cooking. It is also a great chance to experiment. Buy foods at a foreign supermarket you’ve never even heard of and look up a recipe for them. You might find a new favorite. Take a traditional recipe and spice it up or down. Cooking at home can be a journey of culinary self discovery. You can even get the kids involved or, throw on some tunes, pour a glass of wine and make it into a healthy and delectable date night.
It’s healthy. Cooking at home is mentally, emotionally, financially, and physically satisfying. Choosing ingredients and preparing a meal provides mental stimulation. Cooking with a partner gives you more time together to develop a stronger emotional bond. Being in control of the sodium content, fat, cholesterol, etc. in your meal makes it a healthier alternative to eating out. Lastly, your budget will love you for choosing the economical path.
You’re in control. You are in control of the ingredients so it can be healthier. You can also control the portion sizes, which is one of the major reasons we in the West take up so much space. Drinking at home can also be more fun as it provides a more intimate scene. Instead of shouting across a noisy bar you will actually be able to hear and engage in proper conversation. Most importantly, being in control can lessen the chance that you will drink industrial amounts and/or drive drunk.
Better for the environment. Eating at home is better for the environment for various reasons. Each year America wastes about 40% of all the food it produces. This frightening percentage means that a family of four loses nearly $2,275 per year solely due to food waste. Studies have shown that one of the major reasons for such extreme levels of food waste in America is due to portion sizes, especially those served in restaurants and bars. And, if portion sizes are too big, what do you do? You take your meal home in a plastic container, inside of a plastic bag. Waste upon waste upon waste.
If you’re going to cook at home and aren’t the experimental type, you’ll need some solid recipe sites to inspire you with cooking ideas. Below is a list of some of my favorite recipe sites:
Really though, the internet is full of great ideas for at-home cooking. Take a look in your refrigerator and do a Google search of the ingredients. A delicious recipe is bound to pop up. Or, you can use Recipe Key to find recipes based on what’s in your refrigerator and pantry. You can even make your own baby food. The possibilities are endless.
You know why you shouldn’t eat out, and why it is so much better to eat at home, but what about those uncontrollable urges? How can they be avoided? Here are some tips for avoiding the urge to eat out:
**Note about tipping: Do not go out to eat or drink unless you are also willing to tip. Not tipping is not a way to save money. Waiters, waitresses, bartenders, busboys, and other members of the hospitality service are paid well below minimum wage all across America, (usually between $2.13 and $4.95 per hour) nearly all of which goes to paying taxes. By not tipping a server, you are effectively telling them that you don’t care whether they are alive or not. Even worse, if you don’t tip a server, they are literally PAYING FOR YOU to eat at the restaurant. A percentage of what a server is tipped is given to bartenders, busboys, and other restaurant workers whether a server is tipped or not. If you tip a server 18%, 14% goes to the server, and 4% goes to other employees. This tip-share is different for each restaurant, but the large majority of restaurants have a tip-share.
If you don’t know how to tip or how much you should tip, read this tipping guide carefully.
19) Luxury Hotels
How cool would it be to stay in a hotel with a private pool, a grand piano, 12 rooms, and ivory furniture? Even if you had the money, it would still be an utter waste.
Who cares about a mortgage payment, look at all the lanterns we have in our luxurious abode!! http://www.doonbeglodge.com
Sure, you could stay in some of the most expensive hotels in the world and talk to your personal, hotel provided butler all day, but what’s the point of paying top dollar for a luxurious nights sleep. Why bother traveling in the first place?
The most meaningful and memorable vacations are those in which you can truly step outside of your normal day to day life and experience something new and exciting. Sleeping on a super comfy bed in an air conditioned room after ordering room service does not fall into that category.
When my partner and I were traveling through Laos we had the option of staying at a $26 per night hotel, or a $3 per night hostel. While both of these options are incredibly cheap by Western standards, we opted for the $3 hostel. We met another couple who opted for the $26 per night hotel. After exchanging descriptions of our respective accommodation we realized that both places had the exact same amenities. The only difference was that the hotel room had a slightly better view and a larger room. Too bad the only time they went back to the room was to go to sleep, at which point the expensive view they had been enjoying all day outside of the hotel was too dark to see.
Keep in mind also that hostels almost always have a public kitchen where you can cook your own meals. This saves even more on food, and gives you the opportunity to shop at a supermarket and live like a local.
Instead of spending so much money on the hotel room, spend the money on a dish you’ve never tried, an unforgettable experience, or something else you come across unexpectedly. Traveling, if done right, will provide you with a truly enriching cultural experience, a cultural education, endless fun, a chance to meet new people, and most of all, an opportunity to get out of your shell and grow into an even more broad minded, well rounded you.
Gyms; the place most of us go to force ourselves to do exercises we hate, exercises that we could be doing for free. What a waste of time and money. Unless you are a professional body builder you have no business giving a gym a single penny.
Any given gym, like most places we waste our money at, is part of a multi-billion dollar industry worth nearly $20 billion as of 2008. The average gym membership costs $55 per month, and yet, on average, people only go to the gym 2 times per week. Steven Levitt, the author of Freakonomics, stated in the New York Times that
people who buy annual gym memberships often overestimate how much they’ll actually use the facilities by 70%.
Before gyms, did exercise simply not exist? Of course not. Why are you running on a treadmill when it is free to run outside? Or, if you want to run inside, go to your local park district and run around the track for free. Why are you lifting finely sculpted pieces of heavy metal? Just go lift any heavy object that exists on planet Earth, the results will be the same. Oh, you enjoy swimming as a form of exercise? Well, is the $40 gym really the only place with a body of water?
Going to the gym has become a status symbol and social soiree. The gym has more to do with conversation than it does with fitness. Why are you spending any money at all, no matter how little, to stand around talking? And if you are actually exercising, you need to start thinking outside the box gyms have trapped you in.
Instead of wasting your money at a gym try doing exercises you can do at home, in a park, or in other places that are free. Try out yoga, callisthenics, a jog around the block, the full body 7 minute workout, maxalding, or even just going for a walk.
You can even incorporate your workout into everyday life. While at the supermarket do a few more laps around the store once your cart is fully loaded. Sprint to the bus stop instead of walking. Do jumping jacks during a commercial break. You can even make a game out of it; for every 30 minutes of GTA V that you play, do 10 push-ups. Or, every time you catch yourself logging into Facebook, do 15 lunges.
Check with your health insurance to see if they will give you a discount for having a gym membership
Look for sales and promotions, especially on sites like Groupon
Try out a free trial memberships at multiple gyms before committing
The fact remains… unless you are a professional or a highly disciplined individual, a gym is almost always an unnecessary, utterly wasteful expenditure.
Just so you are fully aware, this is the only form of human that can claim his or her money is well spent at the gym:
We all spend too much money on something out there. After all, money in and of itself is useless unless we are spending it. That being said though, some of the everyday things people spend their money on are an absolute waste and a downright scam. Over the course of five posts I will go over what I see as the 10 biggest wastes of money (including 10 (dis)honorable mentions) that people spend their hard earned cash on. I am not here to judge anyone in particular, just the human race as a whole that I am happily a part of. How many of these are you guilty of?
We love our gadgets! How could we not? With a single device that fits into our pocket we can put our lives on autopilot and have even more time for shopping, Jersey Shore re-runs, and fast food.
But, and I know I should walk on eggshells when I ask this, do we really need all our fancy gadgetry? Of course not, but it makes life so much better. So, let’s rephrase the question: Do we really need a new gadget so often? Do we really need to upgrade our phone every 6 – 12 months, get a new computer every 1-4 years, buy the latest, greatest, mind-bending fast machine the moment it is released?
We all know that technology changes rapidly; there is always something new. Weeks after buying state of the art technology it is rendered obsolete by the next best thing. It is simply impossible to keep up with every single generation of new gadgetry. And yet, in the face of impossibility, we humans persevere, and practically kill ourselves trying to keep up with society’s view of the Western dream:
A television in every room, a computer, a laptop, a tablet, a smartphone, printer, faster internet, a bigger television, a better computer, an external harddrive, faster laptop, new headphones, more advanced smartphone, faster internet, new camera, 3-D television, quad core computer…. you get the idea.
Isn’t it incredible that the moment we hear rumours about the iPhone 5S, suddenly, our iPhone 5 seems like a drab toy barely capable of entertaining a Neanderthal? The tech industry, specifically the at-home-electronics industry, is a Yoda-level swindler when it comes to convincing you that what you need is the next greatest technological development NOW. The industry, like all big industries, is a master of constantly reigniting your desires for something new, and convincing you that what you have simply isn’t good enough.
Every 3 – 12 months Apple releases a new model of the iPhone, and its out with the old, in with the new. Their sales continue to rise, and the population continues to fork over their hard earned cash for something they pretty much already have. And that’s just the iPhone! Countless other gadgets, electronics, and gizmos attain the status of ‘necessary to our lives’ on a daily basis. How is it possible that a device that can do everything, including have a conversation with you, can bore us in less than a year? Our grandparents used to get a kick out of playing wall ball for half a day. Wall ball, a game so simple that you can describe the entire premise of the game with two syllables: wall, and ball. Try to do the same with Final Fantasy. And yet, More than 20 Final Fantasy games later, we need more, more, MORE!
The hard truth is that in contemporary society, enough is simply never enough. Take a look at the graph below. It is evidence of the aforementioned truth.
— In 1900, <10% of families owned a stove, or had access to electricity or phones
— In 1915, <10% of families owned a car
— In 1930, <10% of families owned a refrigerator or clothes washer
— In 1945, <10% of families owned a clothes dryer or air-conditioning
— In 1960, <10% of families owned a dishwasher or color TV
— In 1975, <10% of families owned a microwave
— In 1990, <10% of families had a cell phone or access to the Internet
Today, at least 90% of the [U.S.] has a stove, electricity, car, fridge, clothes washer, air-conditioning, color TV, microwave, and cell phone. They make our lives better. They might even make us happier. But they are not enough.
Compared to a single generation ago, everyone has everything, and yet, the majority of everyone is in debt and/or living paycheck to paycheck. So, is the only solution to become the fool on the hill and live gadget free? Not a chance. The answer is far less extreme.
Decrease your frequency of gadgetry/electronics purchases. That’s it. As long as you can still browse the internet, take pictures and video, call friends and family, play endless amounts of games, take notes, have conversations with AI, and pinpoint your exact latitude and longitude in the blink of an eye, you DON’T need a new gadget that performs the exact same functions with the sole added bonus of a fingerprint scanner for an additional $500 or more. Gadgets themselves are not a waste of money, far from it. It’s a waste of money to buy a brand new, redundant gadget so often. Let’s have a look at some solutions to your expensive gadget habbit:
Is that a thing? I need that right now! new-gadgetstech.blogspot.com
Be honest with yourself. Buy a single gadget that meets your needs. Don’t buy a new one until you TRULY need it. If you have a built in camera in your phone, do you really need a state of the art $2800 camera? Unless you are a professional photographer, the answer is no.
Look for sales. For many people, a sales price means that because the item is so cheap they have money left over to play “what’s the quickest way to empty my wallet?” This defeats the purpose of buying items on sale. Take advantage of sales prices, but don’t spend the money you save on something else you don’t need. Be patient. Some of the best sales can pop up at any time. Use sites like slickdeals.net to ensure that you are getting the best bargain price possible.
Upgrade instead of buying new. The next time your computer starts processing information in slow motion, consider upgrading its component parts rather than buying a whole new one. If you have 8gb of RAM, and your computer has a 16GB RAM capacity, just buy more RAM. Upgrades will not always be the better value, but they often are. Make sure to do a price comparison.
Wait for the price to come down. Within as little as a few months after a product’s release the price will inevitably decrease. The truth is that technology companies have already developed the technology years before it is released, meaning that nothing is really state of the art. Everything you see on the market is technologically inferior to what actually exists. Simply put, you will never truly have ‘the best.’ So, is it really a big deal to just deal with your perfectly capable piece of tech for a few more months, or even years, in order to eventually buy a product at a fraction of its original price?
Watch out for gadget overlap. If you have a laptop that can do practically everything you don’t need a tablet for the sole fact that it has a touch screen. People have survived without touch screens since, well, forever, and you will too. If you have a $20 pair of headphones that work, unless you are Mark Zuckerberg and have a couple billion dollars to throw away, you do not need a $1200 pair of headphones. No, you don’t.
Be rational and reasonable. If you’re a man and you find a computer that is 10% of its normal price but only sold in pink, just be the guy that has a pink computer! You just saved 90% and are now able to eat food without charging your nutritional intake to a credit card.
You’ve already stared at Kitler’s moustache 14 times this week!
Be satisfied with the incredible god-like gadgets you already own. Compared to a single generation ago, the capabilities of even our most basic gadgets make people living in the 21st century seem like Gods to the rest of former humanity. Keep this in mind the next time you find yourself perusing Amazon for something better. Buying new gadgets, like any type of shopping, is a drug and a status symbol, and you are wasting your cash trying to keep up with the Joneses for the sake of a slightly better screen resolution and larger harddrive space to look at even more high quality pictures of cats with Hitler moustaches.
Eat up, this meal is going to cost you! angellebatten.com
There’s nothing like a nice dinner out with a glass of wine to demolish your bank account. Society romanticises the notion of eating and drinking out, making us believe that going out for a meal or a drink should be the norm. Check your perceptions and you’ll come to see that there is nothing romantic about paying outlandishly high prices for something you can obtain at the market for a fraction of the price right down the street from the restaurant.
Sure, going out to wine and dine affords us a pleasant, stress free night, but in the same vein as gadgets, the problem comes in when we start wining and dining too often.
While America as a whole doesn’t spend the most on food and alcohol compared to other nations, food and alcohol still does some serious damage to our collective paycheck. The worst part is that more often than not, we choose to pay for outlandishly overpriced food and drinks at restaurants and bars.
In the last 30 years, from 1982 to 2011, alcohol at stores has decreased in price by 39%, while alcohol from bars and restaurants has increased by a whopping 79%.
Despite these statistics, over the same 30 year period, Americans have increased the amount of alcohol they buy from restaurants and bars by 14%, and have decreased the amount they buy from stores by 16%.
This means that as Americans, we have consciously chosen to spend drastically more money on booze than we have to. Why would we choose to spend nearly double the amount for a product, despite having the clear option of a cheaper deal on the same product right down the street. Must be the booze.
What about restaurants? Are we more rational with our restaurant spending? Surely there’s some financial rationality left in the human race.
The good news is that in 2012, a survey from Gallup reported that 77% of Americans were eating at home the day before the survey, which is a fantastic number compared to the 10% who reported they had eaten at a restaurant. The bad news is that when it comes to money, percentages can’t hide the fact that we are throwing it all away on eating out.
How much a person dines out is dependant on numerous factors, including gender, age, income, and region. Writers at Mother Jones used information acquired by Bundle.com, a company that analyzes credit card data from Citigroup, to create a food spending chart of major cities around the United States. They found drastically different spending behaviors across the country. For example, the average person in Austin, Texas spends $420 a month on dining out, whereas the average person living in Detroit, Michigan only spends $69 dollars each month on dining out. People living in Austin spend nearly 6 times as much on dining out compared to people in Detroit. According to Mother Jones:
Austin, Texas, spends almost twice the national average for dining out; five Detroit households could eat for a year on an average Austinite’s food budget.
How is it that we are spending so much on food? Don’t these amounts seem drastic? A large part of the reason, as we all know, is that restaurants overcharge us. The only reason restaurants exist in the first place, like any business, is to fill a niche and ultimately make a profit. The only way to make a profit is to charge you more than they paid for the food and drinks. Much, much more, especially since they buy everything in bulk.
Barring very special occasions, your best option is to just not eat out all. Even in instances where your family or friends invite you out, invite them to your place and let them know why you would rather make a meal at home. What are some reasons it is better to make food at home?
It’s cheaper. This is probably obvious to you, but what might not be so obvious is just how much you can save by not eating or drinking out. For example, Crystal Brothers from Servingjoyfully.com saved her family over $50 per week, or $2600 each year by simply not eating out. Think of all the iPhones you could buy with those savings! Also, if you have some self control, make sure to buy your alcohol in bulk. For example, buy cases of wine instead of a single bottle at a time. You could save 40% or more using this method.
It’s more fun. Cooking is an art form that combines all 5 of your senses. The texture of the foods involved, the smell and taste, the colors and presentation, as well as the sounds of preparation all play pivotal roles in the experience of cooking. It is also a great chance to experiment. Buy foods at a foreign supermarket you’ve never even heard of and look up a recipe for them. You might find a new favorite. Take a traditional recipe and spice it up or down. Cooking at home can be a journey of culinary self discovery. You can even get the kids involved or, throw on some tunes, pour a glass of wine and make it into a healthy and delectable date night.
It’s healthy. Cooking at home is mentally, emotionally, financially, and physically satisfying. Choosing ingredients and preparing a meal provides mental stimulation. Cooking with a partner gives you more time together to develop a stronger emotional bond. Being in control of the sodium content, fat, cholesterol, etc. in your meal makes it a healthier alternative to eating out. Lastly, your budget will love you for choosing the economical path.
You’re in control. You are in control of the ingredients so it can be healthier. You can also control the portion sizes, which is one of the major reasons we in the West take up so much space. Drinking at home can also be more fun as it provides a more intimate scene. Instead of shouting across a noisy bar you will actually be able to hear and engage in proper conversation. Most importantly, being in control can lessen the chance that you will drink industrial amounts and/or drive drunk.
Better for the environment. Eating at home is better for the environment for various reasons. Each year America wastes about 40% of all the food it produces. This frightening percentage means that a family of four loses nearly $2,275 per year solely due to food waste. Studies have shown that one of the major reasons for such extreme levels of food waste in America is due to portion sizes, especially those served in restaurants and bars. And, if portion sizes are too big, what do you do? You take your meal home in a plastic container, inside of a plastic bag. Waste upon waste upon waste.
If you’re going to cook at home and aren’t the experimental type, you’ll need some solid recipe sites to inspire you with cooking ideas. Below is a list of some of my favorite recipe sites:
Really though, the internet is full of great ideas for at-home cooking. Take a look in your refrigerator and do a Google search of the ingredients. A delicious recipe is bound to pop up. Or, you can use Recipe Key to find recipes based on what’s in your refrigerator and pantry. You can even make your own baby food. The possibilities are endless.
You know why you shouldn’t eat out, and why it is so much better to eat at home, but what about those uncontrollable urges? How can they be avoided? Here are some tips for avoiding the urge to eat out:
**Note about tipping:Do not go out to eat or drink unless you are also willing to tip. Not tipping is not a way to save money. Waiters, waitresses, bartenders, busboys, and other members of the hospitality service are paid well below minimum wage all across America, (usually between $2.13 and $4.95 per hour) nearly all of which goes to paying taxes. By not tipping a server, you are effectively telling them that you don’t care whether they are alive or not. Even worse, if you don’t tip a server, they are literally PAYING FOR YOU to eat at the restaurant. A percentage of what a server is tipped is given to bartenders, busboys, and other restaurant workers whether a server is tipped or not. If you tip a server 18%, 14% goes to the server, and 4% goes to other employees. This tip-share is different for each restaurant, but the large majority of restaurants have a tip-share.
If you don’t know how to tip or how much you should tip, read this tipping guide carefully.
Dishonorable Mentions
Luxury Hotels
How cool would it be to stay in a hotel with a private pool, a grand piano, 12 rooms, and ivory furniture? Even if you had the money, it would still be an utter waste.
Who cares about a mortgage payment, look at all the lanterns we have in our luxurious abode!! http://www.doonbeglodge.com
Sure, you could stay in some of the most expensive hotels in the world and talk to your personal, hotel provided butler all day, but what’s the point of paying top dollar for a luxurious nights sleep. Why bother traveling in the first place?
The most meaningful and memorable vacations are those in which you can truly step outside of your normal day to day life and experience something new and exciting. Sleeping on a super comfy bed in an air conditioned room after ordering room service does not fall into that category.
When my partner and I were traveling through Laos we had the option of staying at a $26 per night hotel, or a $3 per night hostel. While both of these options are incredibly cheap by Western standards, we opted for the $3 hostel. We met another couple who opted for the $26 per night hotel. After exchanging descriptions of our respective accommodation we realized that both places had the exact same amenities. The only difference was that the hotel room had a slightly better view and a larger room. Too bad the only time they went back to the room was to go to sleep, at which point the expensive view they had been enjoying all day outside of the hotel was too dark to see.
Keep in mind also that hostels almost always have a public kitchen where you can cook your own meals. This saves even more on food, and gives you the opportunity to shop at a supermarket and live like a local.
Instead of spending so much money on the hotel room, spend the money on a dish you’ve never tried, an unforgettable experience, or something else you come across unexpectedly. Traveling, if done right, will provide you with a truly enriching cultural experience, a cultural education, endless fun, a chance to meet new people, and most of all, an opportunity to get out of your shell and grow into an even more broad minded, well rounded you.
Gyms; the place most of us go to force ourselves to do exercises we hate, exercises that we could be doing for free. What a waste of time and money. Unless you are a professional body builder you have no business giving a gym a single penny.
Any given gym, like most places we waste our money at, is part of a multi-billion dollar industry worth nearly $20 billion as of 2008. The average gym membership costs $55 per month, and yet, on average, people only go to the gym 2 times per week. Steven Levitt, the author of Freakonomics, stated in the New York Timesthat
people who buy annual gym memberships often overestimate how much they’ll actually use the facilities by 70%.
Before gyms, did exercise simply not exist? Of course not. Why are you running on a treadmill when it is free to run outside? Or, if you want to run inside, go to your local park district and run around the track for free. Why are you lifting finely sculpted pieces of heavy metal? Just go lift any heavy object that exists on planet Earth, the results will be the same. Oh, you enjoy swimming as a form of exercise? Well, is the $40 gym really the only place with a body of water?
Going to the gym has become a status symbol and social soiree. The gym has more to do with conversation than it does with fitness. Why are you spending any money at all, no matter how little, to stand around talking? And if you are actually exercising, you need to start thinking outside the box gyms have trapped you in.
You’ve been going to the gym for years and you still can’t lift your whole body onto your hands? Try yoga! yogacollectivehoboken.wordpress.com
Instead of wasting your money at a gym try doing exercises you can do at home, in a park, or in other places that are free. Try out yoga, callisthenics, a jog around the block, the full body 7 minute workout, maxalding, or even just going for a walk.
You can even incorporate your workout into everyday life. While at the supermarket do a few more laps around the store once your cart is fully loaded. Sprint to the bus stop instead of walking. Do jumping jacks during a commercial break. You can even make a game out of it; for every 30 minutes of GTA V that you play, do 10 push-ups. Or, every time you catch yourself logging into Facebook, do 15 lunges.
Check with your health insurance to see if they will give you a discount for having a gym membership
Look for sales and promotions, especially on sites like Groupon
Try out a free trial memberships at multiple gyms before committing
The fact remains… unless you are a professional or a highly disciplined individual, a gym is almost always an unnecessary, utterly wasteful expenditure.
Just so you are fully aware, this is the only form of human that can claim his or her money is well spent at the gym:
Even though I currently use Verizon Wireless, which of course claims to have the most coverage in the USA out of all the other cell phone companies, I still find places where my connection to the interweb does not exist. These dead zones are our biggest enemy in the fight for superior knowledge! They limit our access to vast information, they cause frustration and anger, they are the bane to our batman. So when will we have an answer to this persistently pervasive problem? Maybe the movie Up was trying to send us a message.
In comes Google. How about sending out 30 balloons, no really they are balloons, which are capable of giving you comparable internet speeds to that of 3G. Google calls it project Loon. The balloons are about 50 feet (15 meters) in diameter and float some 12 miles (20km) up in the air! The great thing about this is that the balloons will be all the way up in the Stratosphere, above planes and above clouds and storms, safely floating without interfering with anything or getting lost in changing weather patterns. They are equipped with a navigation system which allows the balloons to either replace one another in a flight pattern, or continually sail in an area, in a sense guaranteeing a constant signal. The balloons took flight in Christchurch, New Zealand where only a select few were a part of the testing process. Cliff L. Biffle, a part of the project and Tech Lead of Flight Systems, says:
Having access to the internet can change lives and there are 5 billion people on the Earth that aren’t reached. Balloon-powered internet sounds positively mad, and in a way it is, but its mad in a practical way that could just work
What is cooler, but could be a limiting factor for some, is that the Google project developed its own type of antennas to broadcast the signals so that the signal would not get lost or interrupted by all the other Wifi signals around. It could mean paying royalties to access Google’s internet, but you may be thankful for the access when your Google Glasses are recording the next big concert in the middle of a desert that you are exploring. In fact, are you climbing Mt. Everest and the Patriots are in the Superbowl? No problem, whip out your phone for a live feed of Brady’s game winning touchdown. Google has you covered! Literally. Bet you all those people in Maldives, Tunisia, and Belarus can’t wait!
“Truth, through the lens of gossip” or “What is legal, through the lens of Law” (Pink Floyd Dark Side of the Moon Album Cover)
When pressed to think about clandestine organizations, I’m often lead down the thought path towards action/sci-fi secret outfits such as Nick Fury’s S.H.I.E.L.D., James Bond’s MI6 (though this is actually a real government organization), and George Orwell’s dogs from Animal Farm. Often times I’ll even muse about how awesome it would be if one of these such organizations existed in real life.
In the last few days, these musings seem to have come to fruition with the recent uproar in regards to the awesomely named “secret organization” called PRISM.
I used quotes for two reasons. The first reason is that PRISM is hardly a secret. The plans have been available in the local planning office for the last nine months. By “local planning office,” I mean to say the internet and by “nine months,” I mean to say 5 years.
PRISM is a kick-ass GUI that allows an analyst to look at, collate, monitor, and cross-check different data types provided to the NSA from internet companies located inside the United States.
So the NSA uses PRISM -my instinct here is to complain about acronyms. I’ve decided not to as my name is one of them- PRISM is a tool that collects data and this data is collected from internet companies.
Tech companies are legally required to share information under the Foreign Intelligence Surveillance Act (Fisa). Those requests have to be made via a Fisa court …. The companies are not obliged to make the process easier for the NSA.
Under Section 702 of FISA, the United States Government does not unilaterally obtain information from the servers of U.S. electronic communication service providers. All such information is obtained with FISA Court approval and with the knowledge of the provider based upon a written directive from the Attorney General and the Director of National Intelligence.
Most importantly the information used cannot and I mean cannot:
be used to intentionally target any U.S. citizen, or any other U.S. person, or to intentionally target any person known to be in the United States. Likewise, Section 702 cannot be used to target a person outside the United States if the purpose is to acquire information from a person inside the United States.
So if all of this is true, where is the scandal? Why the uproar? Nobody in the US is being targeted without a reasonable tie to an international terror institution. Well, let’s have a “chat” with Edward Snowden to find out.
Recently Edward Snowden took it upon himself to disclose practices and policies used by the NSA. Practices and Policies which, in Edwards opinion, were immoral and inappropriate.
What I’m doing is self-interested: I don’t want to live in a world where there’s no privacy and therefore no room for intellectual exploration and creativity.”
The government has granted itself power it is not entitled to. There is no public oversight. The result is people like myself have the latitude to go further than they are allowed to,”
Supposing that the world was naive enough to believe that everybody followed the law as they should, there would be no problem with the NSA’s use of tools like PRISM.
The problem with this is that the NSA bends the laws to their own purposes. Just as lawmakers, cops, and even people avoiding speeding tickets do. Our legal system is a cacophony of loopholes and short cuts. When you work for the government, the law changes from “what shouldn’t I do” to “what all am I allowed to do” and “how far can I go with this.”
How can we challenge the gross misuse of United States Law?
Note: When sifting through information concerning current events, I’ve found that the “facts” seem to change on a daily basis. These changes come from all sides. It seems that the need to be first has far outweighed any sort of journalistic integrity and this is very, very disconcerting. The government, the people, and the generally unconcerned all have constantly changing opinions and sources of info. I would just like to ask everybody to please use their best judgment when spreading information. Gossip is the worst (out of all the things). Remember we are all in this life together. The only way to Be Always Growing is to be doing this together. That being said: I welcome any and all corrections that you may have. Thanks for reading-JR
Deforestation in Indonesia, Creative Commons: Rainforest Action Network, 2009 (Source)
“Save the rainforest” is a phrase that has been so widely used we don’t even consider the importance of its meaning anymore. Afterall, what can you really do to help save the rainforests of the world besides donate money you don’t have or sell everything you own, buy a plane ticket, and tape yourself to an ancient Indonesian tree full of ants? Finally, there is a simple solution for those of us who want to conserve the world’s forests without all the dirty work.
How many times have you upgraded your cell phone? Now that you have thought about it, was that phone actually broken or just too slow for you? Talk about first world problems.
E-waste is a real issue, only furthered by our insatiable thirst for electronics. In a similar vain is the problem of deforestation, which can only be described as our systematic destruction of the natural world we live in for money, farming, or the production of goods. However, a San Fransisco start-up named the Rainforest Connection has a elegant solution for both.
Taking an old Android cell phone equipped with a custom app, Rainforest Connection hopes to strategically place these ordinary devices within the Indonesian rainforest. Constantly enabled, they work by detecting abnormal noises, like the roar of a poacher’s chainsaw, alerting the nearby rangers so they may intervene. Equipped with a listening radius of .5km and powered by the sun, this becomes a much more effective method of enforcement by simply stopping deforestation of the rainforest before it starts – far more useful then aerial maps that only show the barren landscape where the chopping has already been done.
Founder Topher White also envisions the day in which others can participate in the activity, even designing self-contained boxes that can be simply hung up and turned on, coupled by a free Android app with real-time alerts:
We want to make people feel like they are taking part in the dramatic events on the front lines of environmental protection…We’ll ultimately rely upon locals to intervene when an ‘event’ is detected. Making it simple, effective and accessible for them is our first priority.
For now, the organization is working with specific partners to use new phones for the project. However, the day isn’t far when the average Joe can donate his old phone to the cause. It’ll make the upgrade to the HTC Moto Mega Droid II.7 much more justified.
Rainforest Connection has the potential to save the rainforest. http://www.ecoblog.it
A few weeks ago, we posted a potentially paradigm altering question: Can the human mind be trained into photographic recollection? (This is a follow up, so maybe check out the link before reading on) Two sentences are more than enough build up. The results are in folks, and…
The short answer is “yes”.
The slightly longer answer is “FUCK YEAH!!!! WHEW!!!! (6 back-flips)”
For the last month, I’ve been religiously following this protocol, and it has worked. I have a photographic memory. No joke. After the power-lust erection and adrenaline jitters subsided, after a few hours of daydreaming plots to use this new ability for super-villainy, after a day of gazing at perfect recollections of stolen glances at cleavage, I feel I’ve calmed down enough to share with you eager readers the wonderful news… and you can totally have this too.
It’s incredibly easy. Do it. That’s really all you need to know. Do it now… but for the more curious, like I know you are, just a few things:
What’s happening in the brain that makes this work?
Well, there are 2 theories of how color vision works. Trichromatic theory says, essentially, that there are 3 types of cones (receptors) in the eye that sense specific pairs of colors; the occipital lobe then translates this information into what we call vision.
More interestingly, though, and what we’ll be looking at in detail, is the opponent-process theory of colored vision. With the opponent-process theory, whenever it suddenly shifts to dark, a perfect photo-negative image of whatever was just in the visual field gets transposed onto the retina. That’s the mechanism at work for the well-known illusion on the right (stare for ten seconds, then look away and blink fast) (or maybe it’s God talking to you. I don’t know). That negative image is what we utilize for super memory…
As long as the eyes are open, these negative images are constantly being processed and filtered by the brain. See, way too much is happening at once, though. Your eyes take in trillions and trillions of bits of visual information every instant, and almost none of it matters. So the occipital lobe, hard-worker that he is, weeds out what it doesn’t think is necessary. While you “see” everything around you, you only actually perceive an infinitesimal amount, the things that pertain to your safety/survival or what you’re focusing on in the moment. For example:
So, how does the occipital lobe know what’s important? Easy, you tell it. You do this all the time and don’t even think about it. A new parent will notice the “Diapers: Half Price” sign that the rest of us glazed over like it had neon lights, just like Alex Jones fans tend to see the chemtrails and “all-seeing eyes,” as though reality had been hit by a highlighter. Watch: right now, take a quick moment, without moving your eyes; notice all the things around you that are the color black…
Easy, of course, but did you notice that while you were doing that, everything else just sort of faded away? You could still see it, but it just wasn’t in focus, sort of. This is the process we hack…
The mind is plastic, flexible to our will, and if we know how it operates, we can train it to do just about anything. To develop a photographic memory; we need only develop a simple habit, so, real quick, let’s understand how habits work. It’s 30 days. That simple. If we do something every day, after 30 days, it no longer takes effort. The mind is retrained and the process is automatic (remember this for anything you want to do, because it’s universal, not just for memory training).
So with the dark-room process, we read words etched into our retinas, right. These negative images are always there and, usually, disregarded as irrelevant. What we’re doing is stepping into this process and saying, “Hey, don’t throw that out just yet. Let me take a look at that.” (You control your brain; your brain doesn’t control you, and never let anyone tell you otherwise), so the brain says “Oh, ok. Here it is. I didn’t realize you wanted that.” Your brain, however, is in the habit of tossing these negatives, so every day for a month we step in and say, “let me see that for a second.” after 30 days, the brain gets the point and will automatically save these images for you to look at whenever you want. Welcome to the club; you now have a photographically perfect memory.
Additional tips (in retrospect)
1.) Don’t read a book. The absolute best thing to attempt to read is not a book. What works much better is black background with bright and blocky white lettering. Far far easier to try to read.
2.) Wink. Part of the frustration you’ll come across with attempting to read your hindsight is overexposure. If you flash the lights before the image is totally dissolved, there is this overlap effect, like double exposed film (I’m not too ancient for remembering what film is, am I?). The solution: wink. Do it with one eye at a time; it has no effect on the process and allows one eye to recover as the other works. Doing this, my overall exercise got to as little as 3 minutes.
3.) Ask. Who knows how many little gimmicks and tricks I figured out? Feel free to write me at qwizx@wondergressive.com. I’ll get back to you as quick as my busy life will let me, and if there’re enough of the same questions, later, I’ll add an FAQ to the bottom here.
Finally, and most importantly, did I mention “fuck yeah” and “cleavage?”
Ripped directly from the headlines of tomorrow comes the announcement that men in black are indeed here now. Never fear though. A bit of future technology, now well into the experimental phase, has effectively been used on test subjects to wipe selective memories.
We have shown previously that lateral amygdala (LA) neurons with increased cyclic adenosine monophosphate response element–binding protein (CREB) are preferentially activated by fear memory expression, which suggests that they are selectively recruited into the memory trace. We used an inducible diphtheria-toxin strategy to specifically ablate these neurons.
…Or in lay-speak, “See that bit of brain there? When I scooped it out, he didn’t remember anymore. Cool, huh?”
Wow, how’s that work?
Because memories are found in specific collections of neurons, haphazardly zig-zagging the brain, and digging around in the brain is kind of hard (it’s brain surgery, not simple rocket science), finding the particular cells that carry a memory is like finding a needle in an active volcano.
This new development, however, uses a CREB protein as a marker, dropping the difficulty to finding a needle in a hive of fire-ants. This highlights the role of a particular neuron bundle in a memory (snip, easy as circumcision), and suddenly Uncle Rick is no longer lobbing coffee cups at Thanksgiving dinner when the electric carver reminds him of Charlie back in ‘Nam.
Now, when it comes to memory, we’ve seen how to fix it in the elderly, implant fake memories for entertaining the kids, and even develop photographic recollection, but now: Eternal Sunshine, Total Recall, Memento; take your pick. On Monday, how bout Jason Bourne-ing” the shit out of your parents and when they start to suspect they’re super-soldiers, leap out with an “April Fools, you’re actually a middle-class suburbanite!!!” Get’s ’em every time.
Joking aside, obviously the ramifications of this new procedure are staggering, and the potential for… wait… What was I talking about?
Fun side-note:
Anyway. Almost totally unrelated (segways are for chumps), something you won’t want to forget: kick-start you day being serenaded in Portuguese by a dimply Brazilian girl. Easier to greet the world with a smile…
Oh, you’ve heard of photographic memory before? Than perhaps you’ve already heard of Stephen Wiltshire, a.k.a’ed as “the Human Camera.” He is the artist responsible for the picture above, aptly titled “Monte Carlo.” I’m no art critic, but the tremendous accomplishment in this work is almost unparalleled in human history, not because the painting is especially brilliant in form or technique, but because the image depicted is photographically perfect to what you would see in a helicopter ride over Monte Carlo. For only a brief few minutes, a helicopter ride is just what Stephen went on; then he went on to paint this work entirely from memory.
Stephen is an autistic savant who sketches perfect skylines, down to the minutest of details, directly from his briefly-glimpsed photographic memories. Much has been said about this incredible young man already, and a full length documentary can be seen here, but this article is not about Stephen. It is about you. It is about you and your ability to do the exact same thing: develop a photographic memory.
The Photographic Memory
Photographic memory, yeah, just like that. darozz.tumblr.com
Lauded across civilization as one of the ultimate powers of mankind, the photographic memory has long resided in the realms of mythos, ambiguously skating the lines between reality and legend. The possibilities of attaining such a superhero ability, being nearly limitless, fill one’s mind with a power-high from just imagining it. Yet, as it currently stands, our general understandings widely boil down to hearsay and urban legend, dismissed the way of alchemy, until now…
On ehow.com, there is a tutorial on how to develop a photographic memory using only household appliances, within the span of a mere 30 days. Outrageous! Wild claims are nothing new to the internet and bullshit alarms should sound pretty quick. This method, however, seems to keep showing up over and over and overall acrossthe internet like a foul rumor that just won’t die. While repetition hardly grants the premise credence, it does bring to light an intriguing question. Why can’t we find anyone who’s actually done it?
For such a simple training program with such amazing benefits, it seems no one is willing to put in the effort, or if they are, they are unwilling to share their newfound photographic memory with the world. So this is where we come in…
As of the publication of this article, I am 7 days into my own regimen, and I can tell you I’ve glimpsed victory (more on that shortly). This is, though, the 4th attempt I’ve made in the last 6 months, for reasons we’ll look at in a moment. Our focus here is to validate or discredit this idea by self experimentation, posting results, and looking for feedback/others interested in training their brains to be more.
The Photographic Memory Method (basic)
Instructions
1. This system will take 1 month for you to develop a photographic memory, you must take 15 minutes every day and dedicate it to this training. For the first month, your eyes will take about 5 minutes time to adjust to daylight reading.
2. Find a dark room in your house, free of distractions for 15 minutes. I use the bathroom. The room must have a bright lamp or ceiling lamp.
3. Sit down next to the light switch with your book and paper that has a rectangular hole cut out of it the size of a paragraph.
4. Cover the page, exposing only one paragraph and hold the book out in front of you. Close your eyes and open, adjust distance so that your eyes focus instantly with ease on the writing.
5. Turn off light. You will see an after glow as your eyes adjust to the dark. Flip light on for a split second and then off again.
6. You will have a visual imprint in your eyes of the material that was in front of you. When this imprint fades, flip the light on again for a split second, again staring at the material.
7. Repeat this process until you can recall every word in the paragraph in order. You will be able to actually see the paragraph and read it from the imprint in your mind.
Tips & Warnings
Do not get discouraged, it will work. It has been working for the military for 70 years.
You will be developing this technique to a point where you will be able to execute this during the day, all day.
Rate this article with the stars by my screen name.
Omitting even one day, can prolong training by as much as a week.
As I’ve said, I’ve tried and failed 4 times now, but I’ve learned a few secrets along the way that I’d like to share, because I have seen this work.
But why did you fail the last 4 times?
Well, it’s pretty simple actually. It’s boring. Actually putting in the effort to get a photographic memory is boring and tedious but mostly there was no feedback or reassurance because no one else (as far as we know) has done this yet. So, sitting in a dark bathroom every morning, frankly, I felt like a lunatic and quit. Congratulations to you, then. I’m here at your disposal (qwizx@wondergressive.com) and with enough traffic, we’ll be starting a forum as well, so you have just gotten past the biggest obstacle of attaining a photographic memory, no support, and haven’t even done anything yet. All that said, let’s break this down step by step, so you can know what to expect.
Photographic memoy, or eidetic memoryhttp://www.tumblr.com/tagged/eidetic%20memory
1. This system will take 1 month for you to develop. You must take 15 minutes every day and dedicate it to this training. For the first month, your eyes will take about 5 minute’s time to adjust to daylight reading.
The first few days are really interesting, because the sensations are just spectacular. You’ll literally be able to see into the past through peripheral images burned into your retina. As for 15 minutes, this isn’t quite right. For the first several days, it will be more like 30-45; then you’ll develop a system and be able to pull back to 15. When it says “5 minutes to adjust,” this means don’t start the process until you’ve been in the dark for at least 5 minutes. After the novelty wears off, this routine will get tedious, so I highly recommend using this few minutes wisely: turn on some music for a reference to how much time has passed and brush your teeth or any other bits of your morning routine that don’t require light. I go so far as to take a waterproof flashlight into my cold shower (you can get flash images of individual droplets hovering in midair).
2. Find a dark room in your house, free of distractions for 15 minutes. I use the bathroom. The room must have a bright lamp or ceiling lamp.
The bathroom works well, but it must be pitch black. Be sure to shove a towel under the crack in the door and unplug any appliances with even a tiny light. “Dark” just won’t cut it; it needs to be complete blackness. Also, if you’re using a bathroom (closet works great too), be sure to let anyone living with you know you’ll be in there for a while, cause it’s really frustrating to be 12 minutes in and get an “I gotta pee” knock, only to have to start all over.
3. Sit down next to the light switch with a book and a paper that has a rectangular hole cut out of it the size of a paragraph.
Light switch is great, but flashlight is better so you won’t have to stand uncomfortably the whole time. The type of bulb is important as well; it can’t be one that emits residual light, cooling down gradually, as it needs to be a quick flash and nothing more or the effect is ruined. LED is excellent. As far as the book goes, forget it for the first few days. Just play around with the process until you can see a fair amount of detail in various objects in the room. After a few days, incorporate a book, but a child’s book with very large print (or print off anything you’d like, but with at least 20 sized font). Don’t be discouraged, because on the first day you won’t be able to read a paragraph, just get a vague shape of the page. it improves over time.
4. Cover the page, exposing only one paragraph and hold the book out in front of you. Close your eyes and open, adjust distance so that your eyes focus instantly with ease on the writing.
The concept here is fascinating: you’ll be training yourself to be able to read a paragraph only from a brief glance. After 30 days, the amount of time it takes to establish a habit, you’re mind will essentially be on autopilot, doing this automatically. How cool! Over time use smaller and smaller font to train your eyes.
5. Turn off light. You will see an afterglow as your eyes adjust to the dark. Flip light on for a split second and then off again.
Have fun playing around with the length of the flash, because the difference of a few milliseconds makes a huge difference, especially if there is any motion going on. Eyes work like cameras, and we want to avoid time-lapse photography (right).
6. You will have a visual imprint in your eyes of the material that was in front of you. When this imprint fades, flip the light on again for a split second, again staring at the material.
You’ll be able to see everything, as though the lights were still on. It’s a dizzying experience (can be scary and mind-blowing).
7. Repeat this process until you can recall every word of the paragraph in order. You will be able to actually see the paragraph and read it from the imprint in your mind.
Just start with details around the room and work up to this. Count tiles, trace wood-grain lines, anything. The memory itself is exactly “photographic;” an image is at your mind’s disposal. In the end, if you asked me what was the third word of the second paragraph on page 327 of Moby -Dick, I’d know it was blubber, not because I have it all memorized but because I can bring up the image of that page perfectly to my mind’s eye. It works on this same idea: currently, do you know what the fourth word in this paragraph is? Probably not. But you can find out easily enough because it’s only an inch or two up.
Two weeks into my first attempt, my mind made a leap. I was spinning in revelry at the notion that soon I’d have the super power of photographic memory and I wanted to test it, so I went to the shelf with all the movies and tried it out. I wasn’t really sure what to do or how to “take a picture” so I looked at a shelf with 200 or so videos and just thought “click,” looking at the shelf for only a second or so, being careful not to consciously read the titles. I closed my eyes and tried to imagine, not remember, the shelf. ‘Imagine’ isn’t quite right either; maybe see is the best word. Once you experiment you’ll understand what I mean. The experience is like perfectly looking into the past with a camera with resolution as detailed as your eyesight and clipping out a perfect 3 dimensional frame of reality. you can go back and look at these images the same way you look at a photo album except… it’s more like if time suddenly stopped, but you can’t perceive beyond whatever you’re focused on this exact moment. I imagined the shelf and could see every bit of it, even details I’d never noticed before, like little cracks in the wood or tiny things that would normally elude or not interest me. Most importantly, I could read every title. Today, 4 months later, I still can.
One man’s speculations and lunatic claims are hardly proof of anything, so let’s try this together. What have you got to lose besides your mind?
Watching porn only takes up like half of your day, it can’t be that bad! cracked.com
Though we’re a news site, I strive not to post on the bummers unless there are solutions to couple with ’em, especially when it comes to porn. The mainstream fear mongers feed enough of that drivel to the hungry baby boomer crowd, and here, we want your life to be better, at least in some way. So when I lay this terrible news on you, don’t freak out; there is an easy fix…
Get ready for…
Raw unbridled power. Soon you’ll have unparalleled focus, strength, and animal-magnetism enveloping your being like some all-mighty aura of tenacious suavity. Awesomeness. But first…
Before we take a stab at why you don’t have these things, women, this article isn’t meant for you. Glean some nifty tricks if you can, but the research happens to all be aimed at the fellas. And be forewarned, the Pandora’s Box of the male psyche really is disturbingly straight forward, so endeavor further at your own peril.
Gentlemen, I have some mixed news for you regarding porn. We’ve been shooting ourselves in the groin for countless generations, completely oblivious. As it turns out, when our monkey forefathers sprouted opposable thumbs nearly 70 million years ago, they launched our chimp brothers into a vortex of technological advancement, but unfortunately, in this same step, doomed our fraternal lineage to a fate of epidemic depression, anxiety, inferiority-complexes and erectile-dysfunction. No need to take bolt cutters to that wonderful fifth digit, there is an easier fix.
What’s wrong with my thumbs? And what does it have to do with porn?
Aside from allowing us, collectively, to construct tools, carry said tools, flush toilets and headshot noobs, our thumbs have been responsible for basically all of civilization as we know it, separating us through dexterity from the rest of the animal kingdom. Similarly magnanimous, from the pyramids of Giza to sliced bread, every great human advancement those little babies have rendered us capable of has stemmed from a single, all-encompassing species-driving motive: we wanted to impress women. Literally, all facets of culture and society can be broken into that basest motivation: mating. So when our primate cousins found their fingers all those generations ago, suddenly the rules of the game changed, because our every hardwired purpose for living could now be overridden in one effortless squirt. I’m talking about masturbation.
Don’t get all preachy on me now!
Relax. This isn’t some moralistic pseudo-religious naysaying on the evils of your naughty bits. The palm hair is safe.
The capacity to watch porn and masturbate has put us in a dilemma. We have a choice as men: we can study hard, trouncing all competitors, create an empire, amass a fortune, and (possibly) win the affections of some elusive supermodel goddess. Or, for the price of a bottle of Lubriderm and a stolen Wi-Fi connection, we can download ultra-high resolution close-ups of lady-bits and let our imaginations skip all that effort.
I happen to enjoy my porn, thank you! Why is that a problem?
It isn’t, necessarily. But there are definite drawbacks. Each ejaculation takes a toll on the philanderer’s wellbeing in several potent ways.
First, with each climax, a man losses a whole slew of essential vitamins and nutrients because semen is designed to give as much of a fighting chance to the new embryo as possible. In fact, each time we cum, we lose the protein equivalent of a large egg. That’s why we just want to nap afterward or find the whole thing gross; literally, our entire physiology is designed to propel us into this point of mutual orgasm, storing massive energy reserves to be spent at copulation, not to be squandered into a crusty sock.
Worse still, ejaculation expels testosterone reserves. Every fap session makes you less of a man in a very real sense, depleting you of your very chemical maleness (This does not apply to actual sex, however, which we’ll look at shortly. High-five!). Lastly, and we’ve covered this deeper in previous articles, masturbation effects dopamine levels on a similar scale to heroin, leading to obsessive-compulsiveness, thought-disorders, social anxiety and depression. Be honest, at some level, does that seem familiar?
You said there was good news?
Indeed, I did. Friends, if you masturbate because porn is easy and getting laid eludes you, we have some great news. Masturbating is why you’re not getting laid. You see, each time you lose that testosterone, first your body produces less pheromones, your natural arousal cologne, and the renewed secretion of pheromones creates this cloud of alpha-male essence around you, effortlessly attracting women and impressing your dominance upon fellow men.
Better still, with this unsquandered natural energy and social prowess, comfort and confidence in your own skin skyrockets, and your body instinctually makes you want to set aside the MMORPG’s and interact with other humans. You’re a natural at talking to girls, just not so much after the instant gratification of manual stimulation. Face to face socializing is what you were designed for.
Too good to be true? There are thousands of first-hand accountsof 180 degree life changes from simply giving your little buddy a rest, and closing out of the porn site. There are also massive support communities to help the transition into the new Casanova lifestyle. We all love our porn fellas, and the idea of losing our parents to cholera is probably more soothing than withdrawal from the sweet, sweet glories of a photoshopped Kate Upton…
Damn, she looks good. But guess what? So do real girls. Porn is a poor substitute.
So how bout a quick self-check:
Do you exercise, dress classy, and/or groom your billy-goat beard from time to time, but still feel invisible to women?
Have you read any how-to’s by Neal Strauss?
Did you linger at that last photo (we all did)?
Does there seem like a collective decision by all woman-kind to blue-ball you?
Do you suspect you give the vibe of a man passing out candy from his windowless van?
Is your go-to stress relief the instant-gratification of internet porn?
Back to the science: Something About Mary had it backwards. Just go a few days without relief and a switch flips. Suddenly, you’re the center of everyone’s attention. Oh, thank God (teeth were gritted down to nubs of insecurity).
Can we talk about Porn?
I thought you’d never ask. Porn, fantastic as it may be, acts directly on the addiction centers of the brain. Our caveman minds are, frankly, not equipped for handling the endless feast of flesh at our fingertips thanks to the internet, because, physiologically, sex is geared to be the highest possible reward meant only for the healthiest most contributing-to-the-tribe males. This instant access is a major cause of the growing trend in apathy in the developed world. With the dopamine high of life’s ultimate purpose so reticently available, there is a dwindling (possibly non-human) percentage driven to true accomplishments.
Come on. It’s natural to like to look at women.
Totally. That’s not the point. No one’s judging. No one want’s to be told one of their favorite pastimes is a drain on them, or worse, that it’s an addiction. That’s between you and your penis to decide. By no means are we suggesting you become celibate (though many of the great minds in history went that route), or that you focus your chi to transmute your sex energy, but if your gut instinct was defensiveness, maybe try the no porn challenge for kicks.
As with all addictions, porn needs escalation to get the same thrill. So soft-core turns to hardcore turns to fetishes to taboos and tentacle-rape to friction scars and cut out front-pockets for easy access, until you’re crying over a bottle of merlot fantasizing about accidental eye-contact with the hostess at Applebee’s. (That’s universal, right?)
Wondergressive 
